Canada rewards students who plan with current facts.

Study rules have changed in recent years and they can change again. Use this page to learn the terms, then check each rule at the official source.

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  • Independent counselling
  • Free first consultation
  • Walk-in office, Brampton ON

Check the number before you plan around it

Study permit limits, funds and work rules are set by the federal government and by each province. We do not print figures here because they change. Read them at the source, then bring your questions to us.

IRCC: Study in Canada (opens in a new tab)

Check the number before you plan around it

Study permit limits, funds and work rules are set by the federal government and by each province. We do not print figures here because they change. Read them at the source, then bring your questions to us.

IRCC: Study in Canada (opens in a new tab)

What students look for in Canada

Four reasons we hear in counselling, and what to ask about each.

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Schools approved to host international students

Only a designated learning institution can host a student on a study permit. Ask the college to confirm its status for your campus and program.

Study first, work experience after

Some graduates qualify for a work permit after their program. Eligibility depends on the program and the school, so check before you choose.

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Classrooms with students from many countries

You will meet people who share your first language and people who do not. Both help your English.

A choice of cities and provinces

Rent, climate and travel time differ a lot. Pick a place you can live in, not only a program name.

Six terms you will see again and again

Plain meanings. The rules behind them are on the official pages.

Six terms you will see again and again

Plain meanings. The rules behind them are on the official pages.

DLI

Designated learning institution. A school approved to host international students.

PAL

Provincial attestation letter. Ask the college whether your offer needs one.

GIC

Guaranteed investment certificate. One way to show proof of funds. Check the IRCC page for the current rule.

PGWP

Post-graduation work permit. Not every program qualifies, so check before you pay a deposit.

IRCC

Immigration, Refugees and Citizenship Canada. The federal office that sets and publishes the rules.

RCIC

A licensed immigration consultant. Only a licensed professional can give you immigration advice.

What changes, and what you control

Rules move together: school limits, funds, work hours and work after study affect each other. Plan with the current version of each.

What changes, and what you control

Rules move together: school limits, funds, work hours and work after study affect each other. Plan with the current version of each.

What to check at the source and what to prepare yourself
TopicCheck at the sourcePrepare yourself
Study permitRequirements and processing times on the IRCC page.A shortlist built on program fit and budget.
MoneyProof of funds and accepted banks.A real monthly budget, written down by your family.
WorkWork rules during and after your program.Questions for the college about placements, in writing.
Letters and testsWhether a provincial attestation letter applies.An English test booked with time to retake.

The short version, in order

Every file is different. Most start the same way.

The short version, in order

Every file is different. Most start the same way.

  1. Step 1

    Talk and shortlist

    Program fit, budget and an English test plan.

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  2. Step 2

    Apply to the college

    We prepare and submit your application and documents with your approval. The college decides.

  3. Step 3

    Plan your funds

    Check the current proof-of-funds rule on the IRCC page.

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  4. Step 4

    Permit questions

    Study permits go through IRCC. A licensed RCIC can advise if you retain one. See who can help.

Choose a province to read about

Cities, costs to plan for and questions to ask a college.

All provinces

Check the current rule

Province rules sit on top of the federal ones.

Official source: IRCC: Study in Canada (page last checked October 2026).

Common questions

Short answers before you commit time or a deposit.

Common questions

Short answers before you commit time or a deposit.

Do I need a PAL (Provincial Attestation Letter)?

Many new study permit applicants require a Provincial Attestation Letter (PAL) from the province or territory where they intend to study. Your designated learning institution (DLI) will explain if a PAL applies to your offer and how it is issued. If a PAL is required and missing, an application can be returned or refused as incomplete.

What happened to SDS-and does it still exist?

SDS has ended and is not an active pathway. Most students should plan for the standard study permit stream with complete financial documentation, a Provincial Attestation Letter (PAL) where required, and a credible study plan. If you see SDS marketing online, treat it as outdated and verify current IRCC instructions.

What is a DLI?

A designated learning institution (DLI) is a school approved by a province or territory to host international students. Your study permit application references the DLI’s number. Only DLIs can issue the documentation you need for PALs and PGWP‑eligible programs (subject to program‑level rules). Always confirm your campus and program remain eligible before paying large deposits.

What is the minimum bank balance for a Canada study permit?

IRCC’s required proof of funds depends on your tuition, location, and whether family members are accompanying you. Many applicants use a participating bank Guaranteed Investment Certificate (GIC) where eligible, alongside tuition payment evidence and additional funds. Requirements and accepted formats can change, so always verify the current instructions for your country and intake before you submit.

Are scholarships available for international students?

Yes, but they are competitive and often partial. Institutions may offer entrance scholarships, faculty‑specific awards, or graduate funding packages. External organizations and home‑country sponsors also exist. Treat scholarships as a bonus, not the core funding plan, until offers are confirmed in writing.

Should I choose a Canadian college or a university?

Colleges excel at career‑ready diplomas, technical credentials, and co‑op placements-often with faster labour‑market alignment. Universities emphasize degrees with deeper theory, research pathways, and graduate school progression. PGWP eligibility now includes field‑of‑study considerations for many college programs, so your choice should combine career goals, budget, location, and immigration planning-not ranking hype alone.

Can I transfer from a college to a university in Canada?

Pathways exist through formal articulation agreements, credit evaluation, and competitive re‑admission. Transfer success depends on course equivalencies, GPA, seat availability, and sometimes re‑proving English proficiency. Plan early if your long‑term goal is degree completion at a research university-course selection in year one matters.

How long does a study permit take?

Processing times vary by country, season, biometrics, and whether additional reviews are triggered. IRCC publishes estimates that change over time. Plan for weeks to months, and avoid non-refundable travel until you have a clear outcome. Starting early for major intakes protects you from document delays, PAL queues, and peak-season backlogs.

Independent advice

Study Master Canada provides education counselling and, with your approval, prepares and submits your college applications. We do not give immigration advice or prepare immigration applications. Regulated immigration work, including study permit applications, appeals, spouse work permits and PR pathways, is handled only by a licensed RCIC partner, Visa Master Canada, when you retain them directly. We are not affiliated with any government.

Talk to a counsellor before you decide

A free first conversation about programs, costs and next steps. No obligation, and you make every application yourself.

Book free counselling

Mon–Fri, 9:30am–6:30pm ET. Walk-in office: Unit 1805, 83 Kennedy Road South, Brampton, ON L6W 3N7.

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