Student aid help forCanadian students.
For students who live in Ontario, British Columbia or Manitoba. Each province runs its own student aid program. Choose the one for the province where you live.
Independent advice. We do not complete forms or handle paperwork.
Apply to the province where you live.
Each province has its own agency and its own official portal. If you have moved recently, ask the aid offices which province you should apply to.
- OntarioOSAP
OSAP combines provincial and federal grants and loans for college, university and skills programs. Big changes to the grant and loan mix start in Fall 2026.
- British ColumbiaStudentAid BC
StudentAid BC combines Canada and BC loans and grants, and lists grants, scholarships and a B.C. Loan Forgiveness Program on its official site.
- ManitobaManitoba Student Aid
Manitoba Student Aid assesses eligible students for grants, bursaries and loans. Both the Manitoba and Canada loans list 0% interest.
Each agency has its own name, its own portal and its own residents.
Source: each agency's official site. Details change, so confirm them on the portal before you apply.
Ontario
- Aid body
- Government of Ontario
- Where you apply
- ontario.ca/osap
- Note
- Ontario residents
British Columbia
- Aid body
- Government of BC, with the Government of Canada
- Where you apply
- studentaidbc.ca
- Note
- BC residents (12 continuous months in BC)
Manitoba
- Aid body
- Government of Manitoba, with the federal government
- Where you apply
- manitobastudentaid.ca
- Note
- Manitoba residents
| Province | Aid body | Where you apply | Note |
|---|---|---|---|
| Ontario | Government of Ontario | ontario.ca/osap | Ontario residents |
| British Columbia | Government of BC, with the Government of Canada | studentaidbc.ca | BC residents (12 continuous months in BC) |
| Manitoba | Government of Manitoba, with the federal government | manitobastudentaid.ca | Manitoba residents |
How to use these guides.
Read one guide, write down your questions, then talk to us before you apply.
Step 1: Pick your province
Choose where you live.
Step 2: Read the guide
Note dates, terms and questions.
Step 3: Talk to us
Bring your notes to us.
Step 4: Apply at the portal
You apply yourself. The agency decides.
Free counsellingIndependent, and free for students.
Study Master Canada is an independent education counselling firm and an authorized agent of certain colleges, which compensate us for admissions and recruitment services. Our counselling is free for students.
We help you choose a program and connect you with the college. We do not complete forms or handle paperwork.
We help you choose. You apply. The agency decides.
Study Master Canada
Talks with you about your goals and budget, helps you choose a suitable program, connects you with the college, and explains in general terms how provincial student aid works.
You
Complete and submit your own student aid application at the official portal, and answer any requests from the agency.
The aid agency
Decides eligibility, amounts and timing. It handles status questions, reviews and appeals, together with your school's financial aid office.
Who does what, at a glance
Before we talk, gather a few things.
A short list is enough. We use it to talk about programs and cost, not to fill in forms for you.
- Your admission or enrolment letter, if you already have one.
- The programs and schools you are comparing, with any notes.
- Where you live now and where you plan to study.
- The study period or intake you have in mind.
- Any letters or messages you have already received from provincial student aid.
- Is my program designated for provincial student aid?
- What are the tuition and fees for the whole program, not just the first term?
- When is the next intake, and what is the last date to accept an offer?
- Which office confirms my enrolment, and who do I contact if my aid payment is late?
Bring to our session
- Your admission or enrolment letter, if you already have one.
- The programs and schools you are comparing, with any notes.
- Where you live now and where you plan to study.
- The study period or intake you have in mind.
- Any letters or messages you have already received from provincial student aid.
Ask the college
- Is my program designated for provincial student aid?
- What are the tuition and fees for the whole program, not just the first term?
- When is the next intake, and what is the last date to accept an offer?
- Which office confirms my enrolment, and who do I contact if my aid payment is late?
Common questions
Coming to Canada from abroad? See our guide for international students.
Which province's student aid do I apply to?
Each program is for residents of its own province: OSAP for Ontario, StudentAid BC for British Columbia, and Manitoba Student Aid for Manitoba. StudentAid BC, for example, asks for 12 continuous months of residence in BC. If you have moved recently, ask the aid offices which province you should apply to.
Does Study Master Canada apply for student aid for me?
No. We do not complete forms, submit applications or handle paperwork. You apply yourself at the official portal, and the aid agency alone decides eligibility and amounts. We help you choose a program and connect you with the college.
How does Study Master Canada help differently?
Study Master Canada provides education counselling and college application support, from a walk-in office in Brampton, ON. We help you choose the right program and connect you with the college. We prepare and submit your college applications with your approval, and the college decides admission. For regulated immigration representation, Visa Master Canada, a licensed RCIC partner, is available when you retain them directly.
Which province's student aid do I apply to?
Each program is for residents of its own province: OSAP for Ontario, StudentAid BC for British Columbia, and Manitoba Student Aid for Manitoba. StudentAid BC, for example, asks for 12 continuous months of residence in BC. If you have moved recently, ask the aid offices which province you should apply to.
Does Study Master Canada apply for student aid for me?
No. We do not complete forms, submit applications or handle paperwork. You apply yourself at the official portal, and the aid agency alone decides eligibility and amounts. We help you choose a program and connect you with the college.
How does Study Master Canada help differently?
Study Master Canada provides education counselling and college application support, from a walk-in office in Brampton, ON. We help you choose the right program and connect you with the college. We prepare and submit your college applications with your approval, and the college decides admission. For regulated immigration representation, Visa Master Canada, a licensed RCIC partner, is available when you retain them directly.
Independent advice
Study Master Canada is an independent education counselling firm. We are not affiliated with, endorsed by, or acting on behalf of the Government of Ontario, the Government of British Columbia, the Government of Manitoba, OSAP, StudentAid BC or Manitoba Student Aid. Apply only through the official portals at ontario.ca/osap, studentaidbc.ca and manitobastudentaid.ca. We do not complete forms or handle paperwork: you submit your own application. Our guidance is free to students and is general information, not a guarantee of eligibility, funding amounts or timelines. Study Master Canada is an authorized agent of certain colleges and universities, directly and through recruitment partners, and is compensated by them for admissions and recruitment services.
Planning your studies in Canada?
Talk to us about choosing a program. It is free for students, and you apply yourself at your province's official portal.
Or call (905) 660-6957 or write to sales@studymaster.ca.